Member Spotlight: First State Bank

Meet Joyce Gamble with First State Bank...

Joyce is the Branch Manager and Business Development Officer of the O’Fallon and Lake St. Louis offices of First State Bank.  She grew up in Belleville, Illinois, and attended Southwestern Illinois College and Canon Trust School at the University of Notre Dame.  Joyce has more than 30 years of experience in the banking industry.  She joined First State Bank almost two years ago with the goal of providing superior customer service while growing the O’Fallon and Lake St. Louis branch locations.

Joyce lives in the community she serves.  As a resident of Lake Saint Louis for more than 16 years, Joyce and her husband, Steve, and daughter, Hannah, enjoy caring for their three dogs, two cats, and two thoroughbred horses.

Like First State Bank, Joyce is committed to growing our community.  She is involved with several local nonprofit organizations, including Rebuilding Together-St. Louis (an organization that helps to improve the lives of low-income homeowners) and Unlimited Play (a nonprofit that builds playgrounds to promote health and wellness for all children).  She also currently serves as the Secretary for the O’Fallon Lions Club and has held leadership roles in the O’Fallon Business Builders BNI group in the recent past. 

Joyce is proud to be a part of the O’Fallon Chamber of Commerce.  The connections and friends that she has met through the organization are invaluable. 

Joyce joined First State Bank in 2015.  She is dedicated to providing an exceptional level of customer service by helping clients find the financial products and services that best meet their unique needs.  In the next five years she aspires to continue exceeding customer expectations while growing First State Bank’s O’Fallon and Lake Saint Louis branches with the areas they serve.

First State Bank is a full-service, independent community bank that has served the financial needs of St. Charles for nearly 150 years with a full portfolio of personal and business checking products, mortgage loan options, and commercial lending programs.  The bank builds the community through beneficial relationships, valuable products and services, and an expertise and stability on which customers can rely.

The bank serves customers through five branch locations in St. Charles, O’Fallon, Lake Saint Louis, and Chesterfield as well as mortgage offices in St. Charles, Chesterfield, Lake of the Ozarks, Kansas City, and Scottsdale, AZ. 

First State Bank has been voted the Best Bank, Best Mortgage Company, Best Loan Company, and Best Financial Planners by the St. Louis Post-Dispatch-Suburban Journals for 2016 and several years in the past.  For more information about First State Bank, visit www.fsbfinancial.com.

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300 Woodlawn Ave 
O'Fallon, MO 63366
636-940-5595